We work hard to get our customers behind the wheel of the vehicle of their dreams with as little fuss as possible. We’ll help you get approved for the auto loan you need at the terms and rate that work best for you and your budget.

The short answer is YES. But there may be some circumstances where there must be a down payment or a co-signer needed.

Credit Score, vehicle age, term of loan, Lending source.

Creditors look at high credit (the amount to finance) and the consistency of payments. If you show the lender that you always make payments and on time they will give you more favourable term and this can be reviewed every 12-18 months.

Contact your Low Rates Auto Support Team. We will Assist you through the process.


Once you have established consistent repayment of your current auto loan then it may be possible for you to get a loan without a co-signer.

LRA will help you find the lowest interest rates using their financing connection through their Canadian network. Rates can vary see Q3